They usually have relaxed requirements as compared to traditional bank loans. SBA loans usually have lower down payment requirements than traditional bank loans. SBA loans usually feature longer repayment terms than traditional bank loans.

The United States Small Business Administration (SBA) offers three types of funding to help small businesses. The SBA does not make direct loans to small businesses. Rather, the SBA sets the guidelines for loans, which are then made by its partners (lenders, community development organizations, and micro-lending institutions). The SBA guarantees that these loans will be repaid, thus eliminating some of the risk to the lending partners. So when a business applies for an SBA loan, it is actually applying for a commercial loan, structured according to SBA requirements with an SBA guaranty. SBA-guaranteed loans may not be made to a small business if the borrower has access to other financing at reasonable terms. SBA loan guaranty requirements and practices can change as the government alters its fiscal policy and priorities to meet current economic conditions. Therefore, you can’t rely on past policy when seeking assistance in today’s market. The SBA can guarantee as much as 85 percent of the loan proceeds, so while the lending institution will have some risk, it should also be willing to take on more risk than with traditional loans. SBA loans can be as large as $5 million. Most SBA loans are through banks.

Click the Get Funded Now button bellow and fill in the basic information such as your info, the amount you seek to finance, your company invoice revenues and any invoices you would like us to factor (optional) and we'll get back to you with an approval including loan amount and terms within 24hrs in many cases in as as little as one hour

Leverage Fundings strives to get you approved, we have an excellent record of approval with nearly 97% approval rate, we know that no business is exactly alike and we take the time to understand your business model and tailor made a custom loan that will fit your business needs best, unlike traditional bank loans we look at a lot of different factors aside from just P&L, credit score, years in business, ect,. Leverage Fundings go above and beyond to look for alternative ways to fund you, including any assets, business equipment, monthly revenues, account receivable or your monthly merchant revenues to fund you with good credit, fair credit, bad credit or even no credit at all, with that said, sometimes it is still hard to fund some companies in this case we have a special program that allows us to get you funded even if the numbers don't look as good, in that case you may qualify for only 75% of the desired loan amount with higher interest rates